making your money work harder
Welcome to Capital Matters. If you are stumbling on this page for the first time, you might be wondering what it's about. Firstly, I want to share my financial journey, the ups and the downs. I'm particularly proud of my passive investor reports which I publish monthly. I don't hold back. Secondly, personal finance is always on my mind. Whether it's ways to earn money, save money, maximise your spend, investing, my aim is to share anything and everything personal finance.
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Your mentality can change your whole outlook on money, saving and investing. What is money really worth? And how can realising it’s potential value change your behaviour.
Passive investing is about growing your capital with little requirement for time and skill. You will be looking for a system you can repeat and possibly automate, with no/low setup fees and low ongoing costs.
I saw a way that I could grow my Lego business. To start out, selling used lego as well as purchasing some new sets to part-out (more on that later) would allow me to build some initial capital. I would then use that capital to invest in more stock, to re-sell for a profit.
The base rate is 0.75%. The highest rate since March 2009. A breakdown of my thoughts and my three account combo for August 2018.
Meerkat Meals is the Compare The Market cousin of Meerkat Movies. Here’s a guide on how it works and how to get it.
There is an estimated £15-20 billion sitting in unclaimed financial assets in the UK. What is a simple way to keep track and what are the benefits, outside of the obvious, for doing so?
When I was researching ETFs, I was inundated with the large number of funds available. This ETF comparison site is one of the best free comparison tools on the market.
A short term look on long term investing. Here is my report for July 2018.
A short term look on long term investing. Here is my report for June 2018.
If you need or want to buy something, you might as well save as much as you can. An easy way to save a bit of money when you make a purchase is to use a cashback website like TopCashback.
A primary factor driving users to spend more with plastic is the “buy now, pay later” mentality. You must be conscious of “facilitated spending” and you must use an active strategy to mitigate it. Here is one useful strategy.
When you plan to travel abroad , how do you finance your trip whilst you’re away? Revolut offers an innovative solution.
In my second interview, I am talking to Sara Williams, CAB debt advisor and owner of Debt Camel, on the topic of learning about money.
In my first interview, I am talking to secondary school teacher and fellow money blogger Charlotte Jessop on the subject of financial education.
If you asked most people to name a board game related to finance, their first answer would probably be Monopoly. A much better game, in my opinion, is Cashflow. Here’s why.