making your money work harder
Welcome to Capital Matters. If you are stumbling on this page for the first time, you might be wondering what it's about. Firstly, my name is Andrew Young. I am a neuroscience graduate, entrepreneur and index investor, in the process of building passive income.
Personal finance is always on my mind. Whether it's ways to earn, invest, save, or maximise your spend, my aim is to share anything and everything personal finance. I'm particularly proud of my passive investor reports which I publish monthly. I don't hold back.
The best way to follow me is through social media. You can use one of the handy buttons below. If you are looking to get in touch, you can contact me directly through the website.
In this interview series, we talk to UK-based passive income builders. Today we’re talking to entrepeneur Jennifer Kempson. Blogger, vlogger, investor and more.
In this interview series, we talk to UK-based passive income builders. Today we’re talking to Sonia. Contractor, blogger, investor.
In this interview series, we talk to UK-based passive income builders. Today we’re talking to Charlotte Jessop, maths teacher and founder of the blog ‘Looking After Your Pennies’.
In this interview series, we talk to UK-based passive income builders. Today we’re talking to Lewys Thomas, founder of Frugal Student.
In this interview series, we talk to UK-based passive income builders. Today we’re talking to Lisa Eldridge, founder of a Girl about the Globe.
Your mentality can change your whole outlook on money, saving and investing. What is money really worth? And how can realising it’s potential value change your behaviour.
Passive investing is about growing your capital with little requirement for time and skill. You will be looking for a system you can repeat and possibly automate, with no/low setup fees and low ongoing costs.
I saw a way that I could grow my Lego business. To start out, selling used lego as well as purchasing some new sets to part-out (more on that later) would allow me to build some initial capital. I would then use that capital to invest in more stock, to re-sell for a profit.
A short term look on long term investing. Here is my report for September 2018.
A short term look on long term investing. Here is my report for August 2018.
With so many funds available, it’s hard to keep track. Thankfully, this ETF comparison site is one of the best free comparison tools on the market.
A short term look on long term investing. Here is my report for July 2018.
A short term look on long term investing. Here is my report for June 2018.
Diverging returns will skew your portfolio away from your target. How can you address this and should you in the first place?
The younger you are, the more you can benefit from long term investing. If you save and invest, what could this really be worth to you in the future?
When you have a large pot of money to invest, you can either invest it all at once or invest it over time. Which strategy should you choose?
A lot of terms are thrown around in the fund industry. Index funds, index ETFs. So what are the similarities and what are the differences?
Direct debits are sometimes required for switching bonuses or top interest rates. This is a complete guide to the direct debit.
A new month, a new account added to the portfolio. Here is my account combo for October 2018.
With past account combos, I have highlighted the top accounts you can own. Now I will be going into more detail on the accounts I own myself.
The base rate is 0.75%. The highest rate since March 2009. A breakdown of my thoughts and my three account combo for August 2018.
Meerkat Meals is the Compare The Market cousin of Meerkat Movies. Here’s a guide on how it works and how to get it.
There is an estimated £15-20 billion sitting in unclaimed assets in the UK. What is a simple way to keep track and why do it, besides obvious reasons?
I am always on the lookout for new recommendations but sometimes the best offers stick around. Reflected in this sentiment, July's top picks have carried over from June.
Holding on to your current model, if possible, can be a powerful money-saving technique in the world of premium Apple devices.
The Lifetime ISA is a tax-free wrapper which can be used to either save for your first home or later in life (age 60). What are the real returns?
Here’s a trick to maximise the value of your Amex points. So far, I have saved £30 on £50 orders.
If you are buying something, you should save as much as you can. An easy way to save a bit of money is to use a cashback website like TopCashback.
The “buy now, pay later” mentality drives spending. You must be conscious of this and use an active strategy to mitigate it. Here is one strategy.
When you plan to travel abroad , how do you finance your trip whilst you’re away? Revolut offers an innovative solution.
Here's a trick I learned to increase those discounts. If done right, you can receive 3+ discounts on various products from multiple retailers.
Credit cards are extremely useful tools for maximising return on spending. Here were my original picks.
The amount of loyalty schemes available is overwhelming. Here is my short guide on how to use and manage these schemes all at once.
The credit score is important and inescapable. Here’s how I have steadily increased my credit score over time.
I was nominated for the Sunshine Blogger Award by Charlotte from ‘Looking After Your Pennies’. Here are my answers to Charlotte’s questions.
In my second interview, I am talking to Sara Williams, CAB debt advisor and owner of Debt Camel, on the topic of learning about money.
In my first interview, I am talking to secondary school teacher and fellow money blogger Charlotte Jessop on the subject of financial education.
If you ask most people to name a financial board game, their answer would likely be ‘Monopoly’. Here’s why the lesser known ‘Cashflow’ is better.
These 5 financial minds will give you a good range of advice on the four pillars of finance. Earning, Saving, Investing and Loss Aversion.
With thousands of finance books available, it’s tough to know where to start. Here are my recommendations.
John Bogle on speculation in the stock market: “It’s a heck of a lot easier to build expectations than it is to bui… https://t.co/pmBkcK5pvV