CAPITAL MATTERS DISCLAIMER
Content on capitalmatters.co.uk represents an individual’s experiences and viewpoints, and your experience may differ. The owner of this site is not an investment advisor, financial planner, nor a legal or tax professional. Articles here are of an opinion and general nature and should not be relied upon for individual circumstances. Research and obtain professional advice regarding all financial decisions before attempting to duplicate any of the techniques described on this website.
Capital Matters participates in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for sites to earn advertising fees by advertising and linking to Amazon.com.
Discussion and disagreement in the comment section is not only allowed but encouraged. However, in order to maintain a friendly online environment, comments are moderated. A comment may be deleted if it...
is unfriendly or impolite to the author or any other commenter
advocates an illegal practice
uses vulgar, profane, or unnecessarily harsh language
is spam or appears to be written primarily to post a link or advertise
is written anonymously
contains copyrighted material not licensed for distribution on the site
impersonates another user
Opinions of commenters are not those of Capital Matters or its owners. If a comment is not deleted, it is not an endorsement of said comment.
what we may collect
why we collect it
how we collect it and how it may be used
how we may share it
how long we may keep your data
your rights and choices about the data we collect
What We May Collect
Information you may give us
You may provide personal information to us such as your name or e-mail address. For example, you may voluntarily submit information to us by subscribing to the Capital Matters email newsletter or submitting a contact form
Information we collect
We automatically collect certain anonymous information about your browsing behaviour to help us analyse the website and our service. For example, when you use the website, we will log your IP address, operating system type, browser type, referring website, pages you viewed or searched for, how long you visited, and the dates/times when you accessed the website. We also collect information about actions you take when using the website, such as links clicked.
Why we collect your personal information
We may use your personal information and data to enhance and personalise your experience and provide you with offers and services that may be of interest to you.
For example, we may:
send you money saving updates by email or other information we think you may find interesting after you have consented.
use the information we collect to enable us to administer the website, carry out analysis and improve the website
How we collect and use your personal information
We may use third-party service providers to service various aspects of the website. Each third-party service provider’s use of your personal information is dictated by their own privacy policies.
When you contact us via a contact form you may need to provide your email address. Where necessary, we will respond to you via email. We will not use your personal information for any other purposes.
You are able to use the contact form to send us a message, but we will be unable to respond to you.
When you register for the Capital Matters newsletter, you need to provide your email address. We use your email to send you regular money saving updates, special offers or other information we think you will find interesting. All newsletters sent may contain tracking pixels. The pixel is embedded in emails and allows an analysis of the success of campaigns. Because of these tracking pixels, we may see if and when you open an email and which links within the email you click.
If you no longer want to receive the Capital Matters newsletter, there is always an unsubscribe option in every email.
When you leave a comment, your name will appear on the site unless you select to comment anonymously.
Comments left on the website may be used in later research or in other articles on the website.
We may use session cookies, which expire when you close your browser, and persistent cookies, which stay on your browser until deleted. We also use traffic log cookies to see which pages are being used, which helps us improve our website. We only use this for statistical analysis and then the data is removed from the system.
The cookies cannot get access to your device or provide any information about you, other than the data you choose to share with us.
You can choose to accept or decline cookies. You can modify or delete cookies in your browser settings, however, this may prevent you from taking full advantage of this website.
Tracking and analytics
We may use Google Analytics and tracking tools to collect anonymised data that cannot identify you but enables us to improve our website and deliver relevant and useful content to you. Google Analytics may capture your IP address, but no other personal information is captured. You can opt out of Google Analytics by going to https://tools.google.com/dlpage/gaoptout.
You should assume that any and all links on Capital Matters are affiliate links. If you click on these links, at no extra cost to you, we will receive compensation if you make a purchase. We only ever recommend products that we use ourselves. If you have any questions about this feel free to contact us directly.
Capital Matters is a participant in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for sites to earn advertising fees by advertising and linking to Amazon.co.uk.
Who We Share Data With
We keep all your personal information confidential.
We will not sell, distribute or lease your personal information to third parties unless we have your permission, are required to do so by law, or must in connection with legal proceedings.
We may also share anonymous aggregated data use with others, but will not include any personal information that could identify you. This is provided for marketing, advertising or other uses. For example, this may be analytics or information collected from cookies.
How Long We Retain Your Data
If you have not used our services for a reasonable amount of time, we may contact you to ensure you are still happy to receive communications. We may also delete your personal information.
Even if we delete your personal information, it may remain on a back-up or in archives.
Please refer to other third-party applications or services used by this website for further details on their data retention policies.
What Rights You Have Over Your Data
You have rights to your own personal information:
Opt-out - At any time, you may opt out of future e-mail communications by following the unsubscribe links in our e-mails.
Access - You may request to access the personal information we have about you by submitting a request to us
Amend - If you believe that any information we are holding on you is incorrect or incomplete, please write to or email us as soon as possible, at the above address. We will promptly correct any information found to be incorrect.
Forget - In certain situations, you may request that we erase or forget your personal data.
Restrict - In certain circumstances, you may request to limit the way we can use your personal information.
Data Portability - You can ask that we move, copy or transfer your personal information.
Please note that we may need to retain certain information for recordkeeping purposes or to complete transactions, or when required by law.
If you want to exercise any of your rights or you have any concerns about how we use your personal information and data, please email us at [email protected]