The Best TopCashback Payouts

TopCashback offer a number of payout options, from direct cash to BA Avios to gift cards. But you can boost the cashback you’ve earned by selecting a payout option with a bonus. Whether you want to maximise the merchant bonus or you’re looking for flexible options or options with low minimum withdrawals, I’ve detailed all the options in this TopCashback Payout guide.

Referral Bonus: Get £5 When You Join TopCashback With My TopCashback Referral

How To Payout From TopCashback

Here’s how to get paid from TopCashback via the website or app:

  • Online - Payout > Select BACS, PayPal, Avios or Transfer to Reward Wallet > Merchant > Redeem

  • App - My Account > Payout Select BACS, PayPal, Avios or Transfer to Reward Wallet > Merchant > Redeem

You’ll find payout options with bonuses (eg. Extra 5% value) in the Reward Wallet. All of the merchant vouchers have a 12 month expiry date apart form Red Letter Days (10 months) and Love2Shop (3 Months) but bear in mind that’s just the TopCashback voucher expiry. In a lot of cases, vouchers are redeemed for credit which can last longer. Amazon credit, for example, lasts 10 years.

Only one payout type is allowed per 24 hours period.

TopCashback Payout Options

You’ll find all the TopCashback payout options in the table below which is ordered from highest to lowest bonus. I’ve included the ‘Standard Bonus’ as well as the TopCashback Plus Bonus (if you’re a Plus member), the minimum withdrawal amount and info on whether you can redeem the TopCashback voucher In-Store or Online:

TopCashback Payout Standard Bonus TCB Plus Bonus Minimum Withdrawal In-Store/Online
Red Letter Days 15% 30% 10p Online
Virgin Experience Days 15% 30% £10 Online
All Bar One 7.5% 15% £5 In-Store
Crown Carveries 7.5% 15% £5 In-Store
Dining Out Card 7.5% 15% £5 In-Store
Ember Inns 7.5% 15% £5 In-Store
Footasylum 7.5% 15% £1 Online
Harvester 7.5% 15% £5 In-Store
Innkeeper’s Lodge 7.5% 15% £5 In-Store
Miller & Carter 7.5% 15% £5 In-Store
Mococo 7.5% 15% £10 In-Store
Nicholson’s 7.5% 15% £5 In-Store
O’Neills 7.5% 15% £5 In-Store
Stonehouse 7.5% 15% £5 In-Store
Toby Carvery 7.5% 15% £5 In-Store
Vintage Inns 7.5% 15% £5 In-Store
Pizza Express 6% 12% £1 In-Store
Clarks 5.5% 11% £5 In-Store
Primark 5.5% 11% £5 In-Store
Caffe Nero 5% 10% £5 In-Store
Chef & Brewer 5% 10% £5 In-Store
Costa 5% 10% £1 In-Store
Fayre & Square 5% 10% £5 In-Store
Flaming Grill Pubs 5% 10% £5 In-Store
Foot Locker 5% 10% £5 In-Store
Gap 5% 10% £5 In-Store
Great British Pubs 5% 10% £5 In-Store
Greene King 5% 10% £5 In-Store
Harvey Nichols 5% 10% £10 In-Store
Hungry Horse 5% 10% £5 In-Store
Not On The High Street 5% 10% £5 Online
Pizza Hut 5% 10% £10 In-Store
Restaurant Card 5% 10% £1 In-Store
River Island 5% 10% £10 In-Store or Online
The Body Shop 5% 10% £10 In-Store
Ticketmaster 5% 10% £5 Online
Xbox 5% 10% £10 Online
M&S 3.5% 7% £1 In-Store or Online
Adidas 3% 6% 1p In-Store or Online
iTunes 3% 6% £5 Online
John Lewis & Partners 3% 6% 1p In-Store or Online
Nike 3% 6% £5 In-Store or Online
ASK Italian 2.5% 5% £10 In-Store
British Airways Avios 5% 5% 20p -
FatFace 2.5% 5% £1 In-Store or Online
Google Play 2.5% 5% £5 Online
Halfords 2.5% 5% £1 In-Store
Hotels 2.5% 5% £10 Online
Jojo Maman Bebe 2.5% 5% £25 In-Store or Online
Just Eat 2.5% 5% £15 Online
Love2Shop 2.5% 5% £5 Online
Sainsbury’s 2.5% 5% £1 In-Store
Tesco 2.5% 5% £1 In-Store
Uber 2.5% 5% £15 Online
Uber Eats 2.5% 5% £15 Online
Waitrose And Partners 2.5% 5% 1p In-Store or Online
Waterstones 2.5% 5% £10 In-Store or Online
Zizzi 2.5% 5% £10 In-Store
Amazon 1% 2% 1p Online
B&Q 1% 2% £10 In-Store or Online
BACS Bank Transfer 0% 0% 1p -
PayPal Payment 0% 0% 1p -

TopCashback Payout Options With A Big Bonus

Select these TopCashback payout options if you want the best bonus value:

  • Red Letter Days - 15-30% Bonus

  • Virgin Experience Days - 15-30% Bonus

  • Dining Out Card - 7.5-15%

TopCashback Payout Options With Flexibility

Choose these TopCashback payout options if you want a flexible reward:

  • Amazon - Amazon credit lasts 10 years + 1-2% Bonus

  • BACS Transfer

  • PayPal

  • Dining Out Card - Redeemable at a range of restaurants, bars and pubs including All Bar One, Browns, Ember inns, Harvester, Miller & Carter, O’Neills and Toby Carvery + 7.5-15% Bonus

  • Restaurant Card - Redeemable at a range of restaurants including Bella Italia, Cafe Rouge, Las Iguanas, La Tasca and La Vina + 5-10% Bonus

  • Great British Pub Card - Redeemable at over 1,700 Pubs across the UK + 5-10% Bonus

  • Hotels.Com - Wide selection of global accommodation options + 2.5-5% Bonus

TopCashback Payout Options With Low Minimum Withdrawals

Choose these TopCashback payout options if you don’t have a lot of credit in your account:

  • John Lewis & Partners - 1p Minimum Withdrawal + 3-6% Bonus

  • Adidas - 1p Minimum Withdrawal + 3-6% Bonus

  • Waitrose & Partners - 1p Minimum Withdrawal + 2.5-5% Bonus

  • Amazon - 1p Minimum Withdrawal + 1-2% Bonus

  • BACS Bank Transfer - 1p Minimum Withdrawal (No Bonus)

  • PayPal Payment - 1p Minimum Withdrawal (No Bonus)

Related: TopCashback: A Full, Comprehensive Guide

Have any questions or comments about TopCashback Payout options? Comment below for a fast response or message me on Twitter @AndrewYBlogs or Instagram @capitalmattersblog.