My Portfolio of Passive Investments

My portfolio of Vanguard Index Investments, side portfolio and resources to help you start investing.

Updated 30th September 2021

As as UK-based investor, I based each investment decision on my own research. These are not investment recommendations. Before making any investment decision, you must do your own research and/or speak to a professional.

My Investment Strategy

⏳ Focus on The Long Term - Invest a large portion of my savings each month into Vanguard passive index funds.

📈 Vanguard Stocks and Shares ISA - I invest in a Vanguard ISA. An ISA allows me to contribute up to £20,000 in the 21/22 tax year. Any income (eg. dividends/bond income) or capital gain made in an ISA is tax free.

🏡 Vanguard Personal Pension (SIPP) - I also invest in a Vanguard SIPP where I get tax relief on my contributions. Vanguard are rare in that they allow you to share the £375 ISA/SIPP fee cap between accounts.

Current Vanguard Index Fund Portfolio

⚓ Allocation: 100% Vanguard FTSE Global All Cap Index Fund (Accumulation)

*Total Return: The return since I first started investing with Vanguard at the end of May 2018

Tap on any chart segment below to see details of my Vanguard Index Fund Portfolio

Countries (%)

Sectors (%)

Equities/Fixed Income (%)

Top 10 Stocks (%)

Side Portfolio

Alongside my main Vanguard Index Fund portfolio, I also have a side portfolio of other assets (individual ETFs, ESG Funds, Crypto) which I’ve earned through referrals (through the blog) and rewards.

🌎 VWRL (ETF) - Split between my Trading212 and FreeTrade accounts, I’ve earned random referral shares, some of which I’ve converted into Vanguard VWLR ETF stock (Vanguard FTSE All-World ETF)

🌱 ESG Funds - Funds focused on Environmental, Social and Governance crtieria which I’ve earned through Tickr referrals.

📱 CryptoCurrency - Earned through SwissBorg, CoinBase Earn and Zumo referrals. Earn Crypto by answering quiz questions on CoinBase and referring others.

Side Portfolio (£)

Resources To Help You Start Investing…

Passive investing, everything you need to know to get started:

🌐 Facebook - UK Passive Investing Group - Join a like-minded community of UK Passive Investors (both professionals, and investor newbies)

📚 Top Reads - ‘The Richest Man in Babylon’ by George Clason, ‘The Little Book of Common Sense Investing’ by John Bogle, ‘Investing Demystified’ by Lars Kroijer and ‘I Will Teach You To Be Rich’ by Ramit Sethi.

💻 Download Finance Trackers - I use these each and every month to keep on top of my savings, investments and reward points.

Top Free Stock And Crypto Referral Bonuses For You

🥇Get 1 Free Share With FreeTrade - Sign up for free to the FreeTrade investing app and get 1 free share (up to £200 value) with my referral bonus.

🥈Get up to £100 Crypto with SwissBorg - Sign up to SwissBorg and deposit £50 to get up to £100 in free SwissBorg token (CHSB). Can exchange for other crypto or cash immediately.

🥉Get 1 Free Share With Orca - Sign up for a free Orca account and buy 3 different assets to get 1 free stock up to £200

🏷 Get $10 EOS with Coinbase Earn - Join Coinbase and earn free crypto by answering quiz questions (answers here)

🏷 Get 1 Free Share With Getbux - Join the Getbux waitlist with this referral link and be among the first 100,000 users to sign up on launch and get a free share (up to £100).

Historic Portfolio Returns

Historic returns of my Vanguard index fund portfolio from June 2018 (when I first started index investing) until today.

Before moving to a monthly update of this portfolio page, I wrote monthly blog posts on my investments (up until Sep 2020). Read the historic collection below.

2021

+13.41%

  • January: Vanguard Investment Return -1.07%
  • February: Vanguard Investment Return +0.73%
  • March: Vanguard Investment Return +4.51%
  • April: Vanguard Investment Return +3.57%
  • May: Vanguard Investment Return -1.1%
  • June: Vanguard Investment Return +3.85%
  • July: Vanguard Investment Return -0.25%
  • August: Vanguard Investment Return +3.05%
  • September: Vanguard Investment Return -0.62%

2020

+12.57%

  • January: Vanguard Investment Return +0.14%
  • February: Vanguard Investment Return -6.95%
  • March: Vanguard Investment Return -11.3%
  • April: Vanguard Investment Return +10.98%
  • May: Vanguard Investment Return +4.41%
  • June: Vanguard Investment Return +2.86%
  • July: Vanguard Investment Return +0.01%
  • August: Vanguard Investment Return +3.97%
  • September: Vanguard Investment Return -0.22%
  • October: Vanguard Investment Return -2.48%
  • November: Vanguard Investment Return +10.04%
  • December: Vanguard Investment Return +1.72%

2019

+21.2%

  • January: Vanguard Investment Return +4.64%
  • February: Vanguard Investment Return +1.99%
  • March: Vanguard Investment Return +3.02%
  • April: Vanguard Investment Return +4.1%
  • May: Vanguard Investment Return -2.71%
  • June: Vanguard Investment Return +4.48%
  • July: Vanguard Investment Return +5.74%
  • August: Vanguard Investment Return -3.46%
  • September: Vanguard Investment Return +0.82%
  • October: Vanguard Investment Return -1.39%
  • November: Vanguard Investment Return +1.8%
  • December: Vanguard Investment Return +1.95%

2018

-8.19%

  • June: Vanguard Investment Return +0%
  • July: Vanguard Investment Return +2.39%
  • August: Vanguard Investment Return +1.91%
  • September: Vanguard Investment Return -0.22%
  • October: Vanguard Investment Return -6.33%
  • November: Vanguard Investment Return +2.83%
  • December: Vanguard Investment Return -6.82%